Debt Discharge Process- Being Free Is Your Birthright- Physical Copy

Imagine waking up one morning entirely free from the weight of bills, calls, and the stress that comes with them. **Being Free Is Your Birthright** hands you that reality in three clear, step‑by‑step strategies anyone can follow—no legal jargon, no hidden fees, just real tools to take back control

Inside You’ll Discover:

The 1099‑C Endorsement Method

What it is: An IRS form designed to cancel qualifying debts.

Why it works: Creditors must report discharged debts as income—so they can’t legally pursue you once the form is filed.

Step‑by‑step:

1. Draft your 1099‑C exactly per IRS guidelines.

2. Mail it certified to your creditor’s registered agent.

3. File a copy with the IRS and your state revenue office if required.

2. Promissory‑Note “Accepted for Value” Process

The core idea: Your creditor’s invoice becomes a negotiable instrument you “accept for value,” legally satisfying the debt.

*Full process breakdown:

1. Prepare the notice:** On the top of your creditor’s invoice or statement, write:

Accepted for Value — Satisfaction Acknowledged

2. Endorse & sign: Add your printed name, signature, date, and mailing address beneath that statement.

3. *Notarize (optional but powerful): Have a notary public witness your signature to increase legal enforceability.

4. Return delivery: Send the endorsed document back via certified mail (return receipt requested) to the creditor’s registered office.

5. Record & follow‑up: Keep your receipt; if they don’t respond, send a formal demand letter citing their failure to acknowledge acceptance.

3. Bill of Exchange to Offset Any Liability

What it is: One of the oldest financial instruments—used worldwide to transfer or discharge obligations.

*Why it works: Properly drafted, it compels banks and creditors to honor the offset against your outstanding balance.

Step‑by‑step:

1. Draft a Bill of Exchange naming the creditor as drawee and yourself as drawer/payee.

2. Specify the exact amount to offset, referencing your invoice or account.

3. Sign, date, and deliver via traceable courier.

4. Submit simultaneously to both creditor and their bank to trigger the offset mechanism.

Every method is brought to life with real‑world examples, sample templates, and insider tips to dodge common pitfalls. As you fill out your own discharge documents, you’ll feel the tension lift—and experience firsthand how these strategies bring your debts to an end.

Money‑Back Guarantee: Follow these steps precisely. If your debts aren’t discharged, I’ll refund every penny.

You’ve earned the right to live unburdened. Turn the page, apply these methods, and step into the financial freedom that’s always been yours.